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Comprehensive Wealth Management
Every aspect of your finances can potentially add to the chaos of life. That’s why having a comprehensive financial plan is critical – it can help bridge any gaps, identify potential problems and move quickly to resolve them. Whether you want to address your estate planning needs or require a sophisticated asset allocation plan tailored to your unique situation, count on OFC to bring order to the most complex aspects of your financial life.
Objective Advice
A NAPFA-Registered Financial Advisor, OFC is a fee-only advisory firm.
- We have sworn a fiduciary oath to put your interests first.
- We only provide objective advice based on what we believe is in your best interest – we have no other agenda.
- We are only compensated directly by the clients we advise; OFC receives no commissions or other compensation from third parties for the investments and products we recommend.
Investment Management
Many investors find themselves with an investment portfolio accumulated over the years that reflects no specific plan. OFC will work with you to construct a portfolio that reflects your unique situation. Time horizon, risk tolerance, tax considerations, and individual circumstances are all taken into consideration when designing your portfolio.
When building portfolios, OFC primarily uses Exchange-Traded Funds (ETFs), which often are more low cost, flexible, and tax efficient than open-end-funds. The ETF universe has expanded to include a wide array of asset classes suitable for high net worth clients.
Asset Allocation That Makes Sense
Your portfolio will be rebalanced quarterly to ensure that it stays within pre-set parameters. When market conditions occasionally present special opportunities to invest in undervalued assets, we use “tactical asset allocation” strategies to profit from these situations—always with a controlled approach to risk.
For many high-earning executives and professionals, future income can be influenced by ”exposure” during a career to the fortunes of a particular industry, company, or economic environment. For example, a sell-side research analyst’s compensation is affected by how well the industry sector they cover performs. As such, the asset allocation for such a client should take into account the factors that drive the performance of that sector. Unlike most asset allocation models, which take a “static approach” and do not consider individual circumstances, OFC’s dynamic approach works to create a portfolio that truly diversifies risk across your future income stream (human capital), as well as existing assets.
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